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Disclosure first.
I tell you exactly what I’m doing before you sign. Wholesaling, subject-to, seller-finance — whatever the structure is, it’s on page one in plain language.
I’ll tell you my fee. I’ll read you the law. I’ll give you three business days to think about it. That’s what makes me different.
Tennessee’s 2025 wholesaling law requires investors who may assign contracts to tell sellers upfront, in writing, in bold print. Most try to hide it. I put it on page one.
Most homeowners I talk to aren’t looking for top dollar. They’re looking for an honest exit from a situation that’s gotten heavier than they expected. If any of these feel familiar, we should talk.
U.S. foreclosure filings are up 26% year over year. The pandemic-era patience from servicers is gone. If you’re behind, every week matters.
Most homeowners refinanced into 2.5–4% loans. Selling traditionally means losing that rate forever. There’s a way to move without giving it up.
Property taxes, maintenance, insurance, distance. Selling traditionally takes months and demands repairs. There’s a faster, as-is path.
Twenty years of being a landlord is enough. There’s a way to convert that property into monthly income for the rest of your life without ever fixing another leaky faucet.
A traditional listing won’t finalize in time. A creative purchase can close in two weeks and remove the asset cleanly from your settlement.
Buyers in 2026 want turnkey condition. Two thirds of sellers are making repairs first. If you can’t, the MLS isn’t your friend — I am.
In 2025, Tennessee passed Senate Bill 909 to protect homeowners from predatory wholesalers. The law requires anyone who might assign a contract on your property — instead of buying it themselves — to disclose that fact upfront, in writing, in bold print in the contract. It went into effect April 8, 2025.
Most investors are still trying to bury that disclosure in legal fine print, or just hoping you don’t notice. I put it on page one of every contract I write, exactly as the law intends. Here is the actual disclosure you will see when we sit down:
BUYER IS ENGAGED IN THE PRACTICE OF WHOLESALING REAL PROPERTY. BUYER HAS AN EQUITABLE INTEREST IN THIS REAL PROPERTY UNDER THIS PURCHASE AGREEMENT BUT IS NOT THE LEGAL OWNER. BUYER MAY ASSIGN BUYER’S EQUITABLE INTEREST TO ANOTHER PURCHASER FOR A HIGHER PRICE THAN BUYER IS PAYING SELLER. THE DIFFERENCE BETWEEN THESE PRICES IS BUYER’S ASSIGNMENT FEE.
IF BUYER ASSIGNS THIS CONTRACT, BUYER WILL GIVE SELLER WRITTEN NOTICE OF THE EFFECTIVE DATE OF ASSIGNMENT AT LEAST THREE (3) BUSINESS DAYS PRIOR TO THE EFFECTIVE DATE.
Ask the next investor who calls you to put their SB 909 disclosure in bold on page one of their contract. Watch what happens. I already do.
Anyone can say they’re trustworthy. I publish my rules. If I ever break one, you’ll have it in writing.
I tell you exactly what I’m doing before you sign. Wholesaling, subject-to, seller-finance — whatever the structure is, it’s on page one in plain language.
If I’m going to assign your contract for a profit, you’ll know my number before you sign. Most wholesalers won’t show you that. I will.
I don’t make insulting cash offers. I solve specific problems with creative structures — sometimes paying full asking price using terms instead of a discount.
I’ll explain what I do, give you my offer in writing, answer your questions, and walk away if you say so. You decide on your own timeline.
I live and work here in Morristown. I’m not a 1-800 number from out of state. You can drive past my house. You can meet me in person at any coffee shop in town.
I hand this list to every single seller I meet with. It’s your protection and my accountability.
I won’t pitch you on a price. I’ll ask what you’re dealing with, what would actually solve it, and whether I can help. If I can’t, I’ll tell you that too — sometimes the answer really is a realtor.
(423) 896-5029 or text (423) 896-5029 — I respond within 24 hours.